Monday, February 05, 2007

California Rental Car Insurance

When person rents a car, the automobile rental companies throw the tenant accountable under the rental understanding for damage to their car. They offer a Damage Release at an extra cost. This Damage Release is not insurance, but a contractual understanding between the tenant and rental company. If a release is not purchased, it is of import to reexamine your ain automobile policy to determine if any extension of coverage applies. Also, set up how the liability coverage afforded by your policy uses in the event you are at fault in an accident with the rented vehicle. In California, you are required to have got auto insurance regardless of whether you are driving your ain car or if you are renting one.

Rental car agencies make supply broad range of auto insurance coverage and it would not be prudent to blindly choose rental car insurance as every policy offers its individual advantages under peculiar situations. You should analyze each policy so offered and judge it against the demands you have. It would be prudent to discourse the policy with the car rental agent, rather than just read the summary over the website.

Sometimes you are not required to purchase any car rental insurance because you are already covered by your car insurance. Usually, your coverage makes stay the same with a rented car as it would if you would be drive your ain vehicle. Also, you could be covered by auto insurance coverage under your credit cards. You should check with your credit card company about the coverage to which you are entitled.

Before you lease a vehicle, check the financial and insurance duty you will face, and happen out how these would be covered by your ain auto insurance. In lawsuit you make need to exert your insurance policy and recognize that certain facet is not currently covered, you should check if it would be covered under other insurance policies.


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